Receive early payments on approved invoices
One platform for approved invoices
Find your customers offering early payment
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programmes for the world’s largest companies.
Enhance cash flow through flexible early payment options
Accelerate supplier payments with flexible funding options
Track, compare, and optimise your working capital position across your supplier network
Optimise your working capital position with expert CPSM® guidance
Implement working capital optimisation strategies with expert support
Get started with C2FO
Optimise your financial KPIs and working capital strategy with C2FO’s supplier financing solutions. See how easily you can implement our integrated platform to transform your financial performance. Learn more >
Recent Article
Navigating the Economic Currents: What Invoice Data Reveals About Today’s B2B Landscape Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
Recent News
C2FO Recognized at B20 South Africa for Driving Inclusive Growth Through Early Payments. Read more >
Empowering global business across industries with access to on-demand capital
As the world’s on-demand working capital platform, C2FO provides a strategic tool to drive growth and optimise long-term profits — at your fingertips. From food distribution and healthcare to retail and technology, diverse industries benefit and thrive because we deliver accessible on-demand capital.
The food retail distribution and consumer packaged goods industry has been heavily affected by rising costs, labor shortages and supply chain disruption. After a decades-long trend toward restaurant spending, consumer behavior shifted back to eating at home during the pandemic, with elevated grocery store demand now expected to be a long-term structural change.
With much of this new demand coming from relatively affluent consumers who can work from home, firms are shifting their product mix and delivery options to serve this segment. With so many factors at play, including rising wages and fuel prices, your company has little room for error — or working capital shortfalls.
Read about how this innovative food and drug retail conglomerate launched its wildly successful dynamic discounting programme in eight weeks, with immediate results in supplier satisfaction and EBITDA. Read the Full Testimonial
Facing the reality of caring for an aging population, healthcare providers and their suppliers face new challenges and growing demand to provide innovative, efficient and quality care. One of the lasting impacts of the COVID-19 pandemic is the acceleration of digital transformation in care and operations, which is creating growth opportunities for both new and established firms.
C2FO has the working capital solutions to strengthen your healthcare supply chain, while giving you the cash flow control you need to keep up with innovation and technology developments.
Check out how the Dutch healthcare giant worked with C2FO to improve the financial stability of thousands of its suppliers around the world. Read the Full Testimonial
The pandemic reversed a long-term trend toward services by shifting consumer demand for goods up sharply in a short period of time. Manufacturers struggled to keep up, resulting in inventory shortages and increasing prices. Responding to these forces will continue to shape your decisions while you try to assess whether tomorrow’s demand will support investment today.
Even today, the manufacturing industry continues to be hit with labor shortages, increased wage costs and capacity constraints. Expenditures are high, and investments in technology are growing. Your supply chain is a shifting, even chaotic challenge that can change daily.
Read our case study on how one clothing manufacturer used C2FO to access the low-cost capital needed to grow while sticking to its ESG-focused fair trade mission. Read the Full Testimonial
The Russia-Ukraine conflict is just one of the forces tugging the oil and gas sector in multiple directions. That’s why C2FO offers tailor-made solutions designed to maximise operational efficiency and optimise supplier relations. Our collaborative ESG and D&I programmes will help you prove to investors that you’re serious about taking steps toward sustainability and green(er) energy sources. And with better flexibility and optionality in payment terms, you’ll meet the metrics that really matter when it comes to your bottom line.
Check out our case study and video on how one Texas-based firm used C2FO Early Payment to maintain cash flow and keep payroll stable despite heavily seasonal demand. Read the Full Testimonial
Top retailers work with C2FO because we know that adapting to rapid change makes the difference between winning and losing. As you work to stay agile in the face of transformation, C2FO’s industry experts are there to keep you on top of making omnichannel operations more efficient and supply chains more resilient, while watching how consumers react to inflation and a more open services sector.
Find out how the world’s third-largest retailer worked with C2FO to find better working capital solutions for its suppliers while reducing costs and risk. Read the Full Testimonial
Nearly every industry is investing in new technology, with more data being created by more devices than ever before. Because companies and consumers expect easy access wherever they are, you can’t afford to fall behind as cloud services, equipment and security services continue to expand.
However, recent shortages in key components such as semiconductor chips have spurred focus on improving supply chain resiliency, with new manufacturing facilities and strategic partnerships cropping up across the globe.
Read about how HPE was recognised for scaling its supply chain finance programme globally with the help of C2FO. Read the Full Testimonial
Booming consumer demand for goods strained the transportation sector in 2021 as limited labor and capacity led to delays and increased prices. Continued port disruptions and labor shortages in the rail sector have led to ongoing strain on your already fragile supply chain. The future of travel remains uncertain even as more consumers have started taking vacations again.
Now, transportation companies like yours are investing in technology and worker retention initiatives while keeping an eye on infrastructure legislation and funding that could lead to investment in roads and bridges and more to improve the sector’s capacity.
Learn how Air France used a C2FO programme to provide low-cost liquidity to suppliers and strengthen its entire value chain in an ethical way. Read the Full Testimonial