Receive early payments on approved invoices
One platform for approved invoices
Find your customers offering early payment
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programmes for the world’s largest companies.
Enhance cash flow through flexible early payment options
Accelerate supplier payments with flexible funding options
Track, compare, and optimise your working capital position across your supplier network
Optimise your working capital position with expert CPSM® guidance
Implement working capital optimisation strategies with expert support
Get started with C2FO
Optimise your financial KPIs and working capital strategy with C2FO’s supplier financing solutions. See how easily you can implement our integrated platform to transform your financial performance. Learn more >
Recent Article
Navigating the Economic Currents: What Invoice Data Reveals About Today’s B2B Landscape Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
Recent News
C2FO Recognized at B20 South Africa for Driving Inclusive Growth Through Early Payments. Read more >
A smarter way to unlock value in your supply chain
Buyers globally use C2FO to enhance financial performance across multiple Key Performance Indicators (KPIs), reduction in Cost of Goods leading to improved EBITDA, Working Capital, improving Free Cash Flow, and other key KPI’s while simultaneously strengthening supplier relationships through our AI & data-driven programs.
C2FO’s unique approach combines our Dynamic Supplier Finance, network insights and advisory services to deliver substantial benefits for our clients. Our approach has generated $ billions in improved financial performance for our clients while delivering hundreds of $ billions in Working Capital for their suppliers.
Finance and treasury teams love C2FO since it allows them to improve cash returns, risk-free or improve cash flow. Learn More >
Procurement teams use the C2FO platform to strengthen their working capital and reduce cost of goods. Learn More >
IT teams find the implementation easy and integration with ERP solutions seamless. Learn More >
No disruption to existing processes. Give suppliers visibility of approved invoices. Learn More >
Work with C2FO to manage your financial goals while ensuring a resilient supply chain by understanding your organisation’s financial KPIs and working capital position. C2FO Working Capital Optimisation helps you drive payment terms towards market standards, minimising supply chain risk, supported by our Dynamic Supplier Finance platform, which can also help you improve EBITDA by reducing Cost of Goods, all while letting you fund early supplier payments with flexible funding sources through your own balance sheet, your bank, or our global network of third-party funders to meet your financial goals.
Powered by our over 5.5 million on-platform suppliers, C2FO provides an unmatched perspective on your working capital strategy. By combining these insights with world-class advisory and execution services, C2FO Working Capital Optimisation typically enables enterprises to release more than 5% of spend as improved cash flow.
With the C2FO platform you can improve your margins and cash returns with discounted early payments to suppliers enabled by our patented Name Your Rate® technology. Simply set a target rate of return for your cash and let C2FO take care of the rest.
Get the ultimate flexibility for your early payment programme by combining the power of your own cash with capital from your bank or our global funding network. Improve DPO and pay the smallest of suppliers — all without the administrative burden of a traditional supply chain finance program.
Empower ESG initiatives providing suppliers with better access to capital based on their rating. Meet your ESG goals and improve your supply chain health.
Launching a supplier finance programme doesn’t have to be complex. Whether you’re pursuing a self-funded model, leveraging bank funding, or implementing a hybrid approach, setting up C2FO is a quick and simple implementation. C2FO powers many of the world’s largest supplier finance programmes.
“We implemented within 10 weeks, achieving an ROI within the first 30 days, and have rolled the programme out to 133 different countries, in multiple currencies within the first few weeks. In addition to a strong contribution to EBITDA, we have also successfully navigated our working capital KPIs.”
Alexander Visser
Global Head of Indirect Procurement, Spend Management Transformation